Yes, we are healthier - that's why I'm so surprised that they aren't getting the message yet. Of course, the health insurers want us "sick" to keep us on the drugs. We will be messing with their livelihood. I understand why health insurers do that, but the life insurers will be postponing payouts and collecting more premiums - you'd think they'd be thrilled at that kind of change. Why aren't there LCers who have started life insurance companies?