This is a good thread that helped me with the goal weight issue: Using BF% as goal

I originally had my goal weight at the unrealistic 125... I would have to lose a couple pounds of muscle to weigh that. No thanks.

Anyway, I found this to help with guidelines. To be honest, I feel wonderful with my body right now, but shaping and toning and whittling down that layer of fat can't be bad, right?

Good luck figuring out what's right for you!