I've found fat loss to be a "last in, first out" kind of thing. The places that I gain in most easily are the hardest to lose (for me, that's the stomach). The last places that show fat are the first places to go (for me, that's thighs/hips). Everyone loses differently, and there's not a whole lot you can do to effect your loss pattern. It's genetic, so just consider it hard-coded and try not to get too distressed over it.