Another option you may have is to call the insurance company and ask what their "allowance" is for breast reduction surgery. This way, if the doctor you want to go to participates with your insurance company, and you can't get your insurance company to pay, perhaps you could cut a deal with the doctor. Most insurance companies have contracts regarding fee schedules with doctors, hospitals, etc. The doctors do this because it's a wise business move, especially if the majority of people in their area are all insured through the same employer and the doctor wants patients. If patients have to go out of town to have their surgeries paid in full, they will, and the doctors all know it. Good luck and I hope you get it paid in full, preferably by the insurance company. Also, remember that if the insurance company won't pay for the surgery, they will also not pay the assistant surgeon or the anesthesia or the hospital.
asugar