I dont know what the doctor submitted in his request for pre-determination to my insurance. What I had told him that I think helped in aproval, not lies either, with my first pregnancy I had toxemia which is dangerous high blood preasure and it was still a little high, with my second I had gestational diabetes. My mother has high blood preasure, insuline dependant diabeties and heart disease. I complained of "raw and irratited skin" in the fold under that hangin fat. It seamed like my c-section scar wouldnt completly heal. My doctor was as shocked as I was that it was approved. Maybe the reviewer at my insurance was behind and just said ok.
As for the scar, it is much longer than the c-section scar but it has healed so nicely and you wouldnt be able to see it if all I had on was string bikini, which will never happen though hahahahahaha. I believe I had a VERY good doctor.