Ruth I can relate to everything except for the >>>I'm not sure I'll like it if I'm sagging & need lots of lycra to hold all the flesh in place without jiggling. <<<
I understand what your saying, but I'd rather be saggy and have lost the weight. Afterall, isn't that what spandex and lycra is for?
I finally lost another pound today!! Dang, my scale hadn't moved in so long, I was really getting frustrated. I figure that I'm losing so slowly because I've yo=yo dieted for years...and years, lost and gained the same pounds so many times. And I'm taking anti-depressants which slows the process down as well.

Your theory on stalling at the weight we spent time being before makes some sense. Isn't it true that the body really resists losing weight because of a built-in survival mechanism? If so, then your idea makes sense. It certainly has been the experience of many people, myself included.