Bawdy-I think I also wanted to post my little mess up so that I didn't give you the wrong impression about CAD. It isn't a magic pill. But I definitely think that you'd be interested by reading the book and taking the test. It requires discipline like any other plan; it just seems like I can be a little more free one time each day than I had been in the past. But I am also learning what I can and cannot handle, and even though you guys aren't on the same plan as me, I hope you will allow me to think out some of the things I've learned along the way