As women, this is almost illegal, but we are going to have to start posting our age ( my age is in my username Black57-I was born in 1957 ). As we approach menopause, the area around the uterus and ovaries begin to acquire fat to hang on to a supply of estrogen ( there is estrogen in fat ), this makes it difficult to lose in this area. This may, or may not, be your reason for the stubborn waistline but that is what I blame my problem on.