Actually, fat loss won't come off evenly. You have no control where the fat is going to come off at. It depends on where your stubborn areas are and most of that is genetical. It's different for everyone, although most males have it more in there lower abs and females tend to have it more in there thighs (generally speaking). It's really noticeable the leaner you get.

Incorporating the entire body with some weight bearing exercise will certainly speed up the process. The more muscle you have, the more calories you burn at rest; that's why it is good to build muscle even when fat loss is the primary goal. It doesn't matter where the muscle is at. Just because you have a lot of muscle in one area doesn't necessarily mean fat mobilization increases in that area. That's why it is good to build muscle even when fat loss is the primary goal. Now, the leaner you get, the harder that will get, but that's another conversation.

HTH

Sporto