Well, Matty, I think your money is better spent on a nice big roast or something. What can she do online that you can't do for yourself?
Often the $20 is just the tip of the iceberg. They will tell you a little bit, then say stuff like "My carb guide newsletters is only $15, and my Guide to Fat Flushing is $25, and this incredible supplement is only $50."
You seem to be doing well now. I'd forget about it.