At the risk of sounding like a broken record, try Winsor Pilates (www.winsorpilates.com or a ton of infomercials); they really do an amazing job of tightening the entire ab area, including almost immediate results in that lower ab area you mentioned. I've been doing them since May and I can hardly believe how much my abs have shrunk and tightened, even though I still have a lot of weight to lose. And boy, does a shrinking tummy make you feel like you are getting skinnier! My thighs are also thinner, my rear end is actually defying gravity and moving up, plus what I thought was celluloid is smoothing out. And I am 56 years old, so I know for sure that exercise works no matter what age you are!

I do the 20 minute workout three times a week and it is worth every penny.

Karla