Hi, Fit and Trim, Debi, and JF, and everyone else! (my editing can't keep up with the number of respondents),
You "guys" are great! Thanks so much for the instant response. We literally got an answer for Jeff while he was sitting here near the computer with me! The link Debi gave was especially helpful and confirmed what Fit and Trim said. After reading, he felt much better about the whole thing, ate a cheese stick, and will see how things go. He also asked me to pass along his thanks to everyone, and I think I've persuaded him to join the forum and do his own posting so he can profit by the encouragement and fellowship!

I LOVE THIS PLACE!